Trade Capital Finance

Structured funding for South African SMEs

Funding aligned to confirmed purchase orders, contracts and invoices — so capable businesses can deliver and grow without cash flow holding them back.

  • R500K – R10MTypical facility range
  • Contract-ledTied to real commercial activity
  • Illovo, SandtonJohannesburg
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Funding solutions

Built around cash flow, not balance sheets alone.

Four structured products for confirmed commercial activity — from fulfilling an order to unlocking invoices and supporting day-to-day working capital.

01

Purchase order / contract funding

Fund stock, suppliers and delivery costs against a confirmed order or contract.

02

Invoice discounting

Release cash from approved invoices without waiting for the full payment cycle.

03

Working capital funding

Support day-to-day operations while you deliver and grow the book of work.

04

Early payment system

Accelerate cash flow so suppliers stay paid and opportunities stay open.

About TCF

A non-bank funding partner for SMEs that supply corporates and government.

Trade Capital Finance helps registered South African SMEs access capital tied to valid purchase orders, contracts and invoices — especially where cash flow, not capability, is the constraint.

Fast decisions
Review paced to commercial timelines.
Flexible structures
Aligned to contract and invoice cycles.
SME focus
Built for EMEs, QSEs and growing suppliers.
Partnership
Support through funding and repayment.

Sectors we typically fund

Construction Government supply Logistics & transport Manufacturing Wholesale & distribution Infrastructure Mining & industrial Retail & FMCG Agriculture Professional services

Contact

Speak to Trade Capital Finance

For funding enquiries use the details below. If you already have access, sign in to the platform.

Visit
16 Fricker Road, Illovo, Sandton, Johannesburg, 2196
Hours
Monday – Friday, 08:00 – 17:00

Already onboarded

Open the platform

Use your authorised staff or client account.

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Public website: tradecapitalfinance.co.za