Intake and onboarding
Capture SME profiles, contracts, financials and identity evidence in a structured pipeline.
About LendMetrics
Intelligent Credit and Risk Infrastructure for SME Lenders.
LendMetrics helps lenders evaluate, price, approve and monitor SME facilities with defensible risk logic and full operational traceability.
What We Do
Institutional credit operations without a fragmented tool stack.
Credit assessment, facility servicing and portfolio reporting are commonly disconnected. LendMetrics keeps origination, optional verification, credit assessment, risk committee, contracts and servicing on one controlled path.
Explainable credit decisions
Risk-based pricing
Lifecycle management
Audit-ready operations
Credit lifecycle
Origination to monitoring
Risk framework
PD, LGD, EAD, EL
Decision basis
Explainable risk
Operating control
Audit-ready
Operating Model
How the platform serves the lending process.
Each stage writes to the same facility record, so evidence stays linked to the decision.
Credit assessment
Apply multi-factor scoring across borrower, supplier and off-taker risk.
Risk-based pricing
Generate pricing from risk assumptions, margins and product structures.
Workflow and approval
Route applications through delegated authority and decision checkpoints.
Monitoring and servicing
Track arrears, deterioration signals and repayment behaviour across the facility lifecycle.
Client CRM
Provide statements, schedules, balance views and settlement-related servicing touchpoints.
Principles
Our values.
The standards that shape how we build lending infrastructure.
Integrity and transparency
Every decision is anchored in defensible logic with clear reasoning for credit teams and governance stakeholders.
Reliability and security
Enterprise controls across access, workflow and operational records support resilient lending operations.
Innovation with purpose
We prioritise practical outcomes for credit, risk and operations teams over cosmetic automation.
A product of
Liquital (Pty) Ltd
LendMetrics is built by Liquital, a South African credit-technology firm. The platform is designed by practitioners who work the full lending journey — from origination through committee, contracting and servicing.
Who it is for
Institutional lenders, not a retail app
Intended for banks, non-bank lenders and specialist finance teams that require controlled lending operations and auditable credit processes across invoice discounting, purchase-order finance, contract financing and working capital.
Continue
Review the control environment, or start a conversation.
The Trust and Security Centre maps governance, security, audit, resilience and privacy controls to the evidence each one produces.